What does that mean to you?
At ExpressLoan we first listen to you and learn about your needs. Then and only then do we suggest or purpose one or several loan programs to help you achieve your financing goal. We pride ourselves on giving you the information you need to make an informed decision. Once you have decided what is best for you, we’ll then assist and guide you every step of the way, from application through closing.
We offer some of the most competitive loan programs, rates and fees in the market. And, we promise to offer you our best rate / fee combination(s) every time. In fact, we challenge you to compare us to your bank; we are confident we will be superior to them in terms of pricing, service and professionalism. And, if on the off chance your bank does have a better rate / fee combination on the same loan program; let us know and we’ll do whatever we can to match or beat their offering.
What do we mean by flexible? In addition to our competitive financing programs, some of which are listed below, we have the ability to fund loans with our private money programs. ExpressLoan is able fund loans up to 65% of the value of the property when there is no banking solution for funding or when it’s simply convenient for you to close fast. On our private money loans we are not constrained by strict underwriting guidelines and can fund in as little as 7 days. We have the ability to look at each situation and make individual evaluations for each transaction.
Competitive Low Rate 30, 25, 20, 15 and 10 Year Fixed Loans up to $2,000,000.00
Competitive Low Rate 10/1, 7/1, 5/1 and 3/1 Fixed to ARM Loans up to $2,000,000.00
First Time Homebuyer Programs to 97% Loan to Value (3% Down) on Loans to $417,000.00
5% Down Loans for all others to $417,000.00
10% Down Loans to $800,000.00
20% or More Down Loans to $2,000,000.00
Reverse Mortgage Loans from our Assured Reverse Mortgage Division
Loans Available on California Properties Only.