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What Can We Expect on Interest Rates for 2015?

What Can We Expect on Interest Rates for 2015? While it’s easy to say “it’s anybody’s guess” or “nobody knows the future,” the “Fed” has been giving us forward looking statements on the direction of interest rates since 2008. Before then, it was truly a guessing game as the Fed rarely would give an indication for fear of influencing “The Market.” The Fed says; “The Committee continues to see the risks to the outlook for economic activity and the labor market as nearly balanced.  Inflation is anticipated to decli...

January 29th, 2015 | housing, mortgage, effects of deflation, Federal Reserve, The Fed, effects of inflation, Interest rates, Home Loans, What Can We Expect on Interest Rates for 2015?

Retirees are staying in their Homes Longer!

Retirees are staying in their Homes Longer! According to a recent study by the California Association of Realtors (CAR), aging Boomer’s are planning on staying in their homes, maybe until it’s no longer feasible for either health or financial reasons. If this sounds like you or your parents or loved ones, you might want to consider a Reverse Mortgage from our reverse mortgage division; Assured Reverse Mortgage! What this also means is that fewer resale homes will be coming on the market in years to come. It remains to be seen what if any effect this will have on home prices i...

January 27th, 2015 | reverse mortgage, home loans, Retirees are staying in their Homes Longer!

Will 2015 be better for California’s housing market?

Will 2015 be better for California’s housing market? Number of underwater borrowers shrinks 28.5% for the year According to an article in HOUSINGWIRE, the housing market in California should continue to show improvement in both terms of value and volume. To read the full text of the article click here. While the 2014 market had a slightly lower sales volume than 2013 home prices increased. Information gathered from Zillow suggests that on average home values in California increased 7.8% versus 2013 values. Most Californians can expect their home value to increase between 3% a...

January 23rd, 2015 | housing, mortgage, home, values, ca, Will 2015 be better for California’s housing market?

Seeking Investors for Private / Hard Money Trust Deed projects in Northern, Central and Southern California-

We are a Direct Private / Hard Money Lender in So. Cal. We have over 28 years of real estate lending experience and investing advice to individuals, partnerships, LLC’s, and corporations. We have various Trust Deed investment opportunities from time to time on Apartments, Single Family Homes, Commercial, Industrial and other properties available for real estate and Note investors. The typical Loan to Value in our lending portfolio is about 57% of property value. The Return on Investment is in the double digits and varies among the project type and circumstances. These opportunit...

August 1st, 2012 Seeking Investors for Private / Hard Money Trust Deed projects in Northern, Central and Southern California-

How to Mitigate Risk on Your Private Money (Trust Deed) Investments

How to Mitigate Risk on Your Private Money (Trust Deed) Investments There is no doubt that investing in trust deeds has its rewards and pitfalls. At ExpressLoan we evaluate each transaction that we do by several criteria to make a risk determination. The very first thing we do is develop a solid conservative “quick sale” property value. We strive to be fair while being conservative; we will not reach or stretch for value. The next most important criteria is not to loan too much, in other words depending on type of property limiting your loan to value ratio to no more than 65% ...

July 17th, 2012 How to Mitigate Risk on Your Private Money (Trust Deed) Investments

Trust Deed Investments Are Safe

Trust Deed Investments are Safe even in this Market Yes, the real estate market IS changing. However, Trust Deed Investments are one, if not the safest and surest vehicle to grow your savings. I practice what I preach; my wife and I have grown quite a portfolio of Private Money Loans. I look at my stock portfolio and find it takes a lot of effort to remain optimistic about Wall Street. If you are like me, in the couple of years I’ve lost well over 30% of my stock portfolio’s value. Our Trust Deed Investments have weathered that storm. That said, not all Trust Deed Investments ar...

July 3rd, 2012 Trust Deed Investments Are Safe

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