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Today's Featured Low / No Point Rates:

 

APR 3.089%  /  Rate 2.990%  15 Year Fixed Conforming to $417,000*

APR 3.709%  /  Rate 3.625%  30 Year Fixed Conforming to $417,000*

APR 3.821%  /  Rate 3.750%  30 Year Fixed High Balance Conforming to $625,500!*

APR 4.038%  /  Rate 3.990%  30 Year Fixed Jumbo Loan to $2,000,000*

 

No PMI to 90% Rates:

 

APR 4.045%  /  Rate 3.990%  30 Year Fixed Conforming to $417,000*

 

APR 4.197%  /  Rate 4.125%  30 Year Fixed High Balance Conforming to $625,500!*

 

VA Loan to 100%:

APR 3.450%  /  Rate 3.250%  30 Year Fixed to $417,000*

 

Apply Now; Our Standard 5 Step Application or a Quick Application.

 

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We offer other rate and fee combinations and many more competitive loan programs. If you are refinancing, ask about our no closing cost loans, very smart!

Are you a Veteran or on Active Military Duty? We now offer VA loans to finance up to 100% of the purchase / refinance with loans as high as $625,000*

Call us Now 760-635-4545 or fill out the quick quote form below. One of Our Licensed Loan Professionals will contact you soon.

 

* Assumptions: 15 Year Conforming loan: 0.187 Points, APR calculated for $300,000 loan amount, Credit Score 740+ / 30 Year Conforming loan: 0.528 Points, APR calculated for $300,000 loan amount, Credit Score 740+ / Conforming High Balance loan: 0.563 Points, APR calculated for $500,000 loan amount, Credit Score 740+, loan limits set by county, not all counties allow $625,500 loan limit / Jumbo loan: 0.385 Points, APR calculated at $800,000, Credit Score 760+  /  All Loans Above: LTV does not exceed 75%, Purchase Single Family Detached Home, Rate adjustments may apply for credit score, LTV, refinance, cash out, other restrictions may apply.

* Assumptions for No PMI: 30 Year Conforming loan: 0.168 Points, APR calculated for $300,000 loan amount, Credit Score 740+ / Conforming High Balance loan: 0.558 Points, APR calculated for $500,000 loan amount, Credit Score 740+, loan limits set by county, not all counties allow $625,500 loan limit /  All No PMI Loans: LTV does not exceed 90%, Purchase Single Family Detached Home, Rate adjustments may apply for credit score, LTV, refinance, cash out, other restrictions may apply.

* Assumptions for VA Loans: 30 Year Fixed to $417,000 loan: 0.000 Points, APR calculated for $400,000 purchase price and $408,600 loan amount, Credit Score 680+ / High Balance VA loan limits set by county, not all counties allow $625,500 loan limit. Rate adjustments may apply for credit score, refinance and cash out, other resirctions may apply.

Rates are subject to change without notice, call or apply on line for most up to date rates. Rates in effect as of February 27, 2015 12:01 PM PST

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