We offer many more competitive rate and fee combinations. If you are refinancing, ask about our no closing cost loans, very smart!
Are you a Veteran or on Active Military Duty? We offer VA loans and finance up to 100% of the purchase / refinance with loans as high as $625,500*
Call us Now 760-635-4545 or fill out the quick quote form below. One of Our Licensed Loan Professionals will contact you soon.
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* Assumptions: 15 Year Fixed Conforming loan: -0.322 Point Credit to Borrower, APR calculated for $300,000 loan amount, Credit Score 740+
30 Year Fixed Conforming loan: 3.625% / 3.617% APR with -0.591 Point Credit to Borrower, APR calculated for $300,000 loan amount, Credit Score 740+
30 Year Fixed Conforming High Balance loan: 3.750% / 3.739% APR with -0.435 Point Credit to Borrower, APR calculated for $500,000 loan amount, Credit Score 740+, loan limits set by county, not all counties allow $625,500 loan limit
30 Year Fixed Jumbo loan: 3.990% / 3.987% APR to $2,000,000.00 with -0.220 Point Credit to Borrower, APR calculated at $800,000, Credit Score 760+
All Loans Above: LTV does not exceed 75%, Purchase Single Family Detached Home, Rate / fee adjustments may apply for credit score, LTV, refinance, cash out, other restrictions may apply.
VA Loans: 30 Year Fixed to $417,000 loan: 3.250% / 3.364% APR with -1.046 Point Credit to Borrower, APR calculated for $400,000 purchase price and $408,600 loan amount, Credit Score 680+ / High Balance VA loan limits set by county, not all counties allow $625,500 loan limit. Rate adjustments may apply for credit score, higher loan balance over $417,000, refinance and cash out, other restrictions may apply.
** Same day pre-approvals based on information provided. Information must be accurate and verifiable. Loans submiited after 3:00 PM PST next business day.
Rates are indicative only, not all borrowers will qualify for these rates. Rates are effected by loan amount, LTV, credit score, property type and others.
Rates are subject to change without notice, call or apply on line for most up to date rates. Rates in effect as of April 24, 2015 9:18 AM PST