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 Today's Featured 30 Year Fixed Rate: 3.250% / 3.286% APR *

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New EZ Doc Loan, Self Employed Qualify with P&L, Wage Earners Just Verification of Employment, Foreign Nationals Okay. 7/1 ARM Rates Start in the 4's. Call Now for Details!

We offer many more competitive rate and fee combinations. If you are refinancing, ask about our no closing cost loans, very smart!

Call us Now 760-634-4545 or fill out the quick quote form below. One of Our Licensed Loan Professionals will contact you soon.


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* Assumptions: 30 Year Fixed Conforming loan to $417,000: No Points, APR and fees calculated for $300,000 loan amount

15 Year Fixed Conforming loan to $417,000: 2.625% / 2.684% APR: No Points, APR and fees calculated for $300,000 loan amount

30 Year Fixed Conforming High Balance loan: 3.500% / 3.517% APR: No Points, APR and fees calculated for $500,000 loan amount, loan limits set by county, not all counties allow $625,500 loan limit

Call for Jumbo Loans; we offer Comptitive Low Rate Fixed and ARM's Including Stated Income for Self Employed (5/1 ARM) to $2,000,000.00!

All Loans Above: LTV does not exceed 75%, Purchase Single Family Detached Home as Primary Residence, Credit Score 740+ Except Stated Self Employed 70% LTV and Credit Score 700+

Rates are indicative only based on the criteria above, you must apply to get an accurate rate quote.

** Same day pre-approvals based on information provided, this information must be accurate and verifiable. Loans submitted after 3:00 PM PST will be next business day.

Rates are subject to change without notice, call or apply on line for most up to date rates. Rates in effect as of July 25, 2016 9:29 AM PST