We offer many more competitive rate and fee combinations. If you are refinancing, ask about our no closing cost loans, very smart!
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ALL LOANS QUOTED ARE 45 DAY RATE LOCK, LOCK AVAILABLE UPON PRE-APPROVAL
* Assumptions: 30 Year Fixed Conforming loan: 0.232 Points, APR calculated for $300,000 loan amount
15 Year Fixed Conforming loan: 2.990% / 3.091% APR with 0.200 Points, APR calculated for $300,000 loan amount
30 Year Fixed Conforming High Balance loan: 3.875% / 3.928% APR with 0.338 Points, APR calculated for $500,000 loan amount, loan limits set by county, not all counties allow $625,500 loan limit
Call for Jumbo Loans; we offer Comptitive Low Rate Fixed and ARM's Including Stated Income for Self Employed (5/1 ARM) to $2,000,000.00!
All Loans Above: LTV does not exceed 75%, Purchase Single Family Detached Home, Credit Score 740+ Except Stated Self Employed 70% LTV and Credit Score 700+
Rates are indicative only, rates are determined by loan amount, LTV, credit score, property type and other factors.
** Same day pre-approvals based on information provided, this information must be accurate and verifiable. Loans submitted after 3:00 PM PST will be next business day.
Rates are subject to change without notice, call or apply on line for most up to date rates. Rates in effect as of November 25, 2015 8:57 AM PST